We're gonna forecast the other income and expense items for generally, and that's gonna take us right down to the bottom of the income statement. So let's have a look at the assumptions that we're gonna need to do that. Firstly, we have these other segment assumptions so that's the investment income on our other investments and other operating items. Now, in terms of other investment income, we're gonna calculate that in exactly the same way as we have done for the life and PNC segment and that's using the average investment balance but this time it is the average other investments. Next, we have the other operating income or expense amount and that's just an explicit forecast that's being given to us. So we can pop that straight into our income statement. Now onto the non-operating items, we have the non-operating income and expense. And again, that's an explicit amount that we can just drop straight into our income statement. Now for the interest expense and that's the interest expense on the financial liabilities. So we are gonna calculate that in exactly the same way as we would for a corporate. So taking the average balance on the financial liabilities and then applying the interest rate to that. Finally, we have our tax assumption and that's our effective tax rate, and we'll apply that to our pre-tax profits to give us our tax charge. So now we've had a look at those assumptions. Let's go down to the income statement and start to calculate those other income and expense items.

So starting off with our other investment income, we'll go up to our assumptions and that's 2.8% the assumption and we're gonna apply that to the average balance on the other investments. So let's go up to our balance sheet now to find those numbers.

So there's our other investments balance for the current year, and we need to do the same for the prior numbers so that we have the average of those.

And that gives us our other investment income. Now, the other operating income or expense item we just take straight from our assumptions.

And now we have our total operating result and that's been calculated automatically for us because we had our subtotal sitting ready and waiting for us in our income statement. So now we can move on to the non-operating items. So the non-operating income or expense item is in our assumptions.

And now we can move on to the interest expense. So we just need to find our assumption for our interest expense rate, that's 2%. And then we're gonna apply that to our average financial liabilities. So we need to go up to the balance sheet now and there's our financial liabilities and that's the current year, and we need to do exactly the same to get the number for the prior year. So then we've got the average balance in that formula.

So there's our interest expense item, and again because we had our subtitles in there, our profit before tax is sitting ready and waiting for us. We can now use that to calculate our tax charge. So let's go and find our tax rate from our assumptions.

So it's the effective tax rate that we need and we'll apply that to our profit before tax, there's our tax charge. And at the bottom you can see we have our profit for the year for generally. Now all that's left to do is to roll forward all of those calculations to the end of our forecast period.

And there we have our forecast profits for generally throughout our forecast period.