Lastly, but certainly not least, corporate banking is closely linked to the markets desk, which is responsible for issuing money market securities to clients who wish to hold tradable securities rather than just holding cash amounts on deposit with a bank.

There are a number of forms this could take, but a certificate of deposit is one of the more common.

These tradable products operate like term deposits, potentially earning the client higher rates of interest, but offer the possibility of being tradable in secondary markets should the client wish to get their money back before the maturity date.

The main focus for the corporate bank is cross selling to the money market desk, which involves issuing tradable money market instruments, such as certificates of deposit, foreign exchange markets.

This includes both spot and futures transactions, allowing clients to book deals for cross currency transactions and minimize risk by providing hedging solutions and the commodity desk.

Some sectors may also engage with the commodity desk for spot or futures, trades primarily for hedging purposes.