We're just going to move into the treasury space now, with regards to securities. Now you may ask, when looking at securities, how does treasury get involved? When you're dealing with such large sums of money being invested in securities and bonds, et cetera, there is always a percentage that ends up residing as cash. Now, the cash element, even though a relatively small percentage of the total value of assets, that might be under management, because it's such a large value of assets under management, the value of the cash is quite high. So any way the bank can help you maximize any yield on cash, or alternatively, when you are going from one market to another market, you will have FX involved in transactions. How a bank can ensure the FX margins are not wide and are transparent to all parties can be of great value. In addition, for those clients trying to even obtain a higher yield than you can get on cash, they might be interested in allowing some of the equities that they use to be used in the securities lending market. And this is what we're going to look at in the next few slides.