Okay, so I've just told you how you can't do cross currency cash concentration and how you can't do cross-border pooling. So how do we get to do multi-currency pooling across the whole region, which is obviously cross-border? Well, what we do is, first of all, we use the cash concentration to actually move all of your Euro balances if this is a European cash pool into one financial center. For the example here, we're gonna use London in Europe, this would typically be Dublin, London, or the Netherlands. So we've now swept all the funds from all the various different countries in the Euro zone. I moved them into the Treasury Master Euro account, which is domiciled in London. And then what we've done is we've put the circle around the various different currencies that we're holding in London, and we've arranged for there to be a pool. We didn't just do the cash concentration for the Euros, we also did it for the other currencies that are used throughout Europe. So we've done it for Danish Kroner, Norwegian Kroner, et cetera, et cetera. So this diagram illustrates to you how we use both the cash concentration first, then followed by the notion of pooling to be able to give cross-border notional pooling. However, the pool is always actually in one physical location, so it's cross-border, first into one physical location, and then we pool the funds.